Mirt

Mirt, the Moneylender is a fat, wheezinng old rogue, and retired adventurer. He made his fortune as an adventurer in Undermountain after a colorful career as a mercenary general. During this time Mirt, then known as Mirt the Merciless or the Old Wolf made many enemies all over the Sword Coast, but also a few friends, notably Durnan a fellow adventurer and Undermountain explorer. Outwardly Mirt appears to be a loud, tipsy braggart, but only a foreigner to Waterdeep would underestimate his agility and cunning. These qualities have made him far richer in late in life, as an investor and business man, than his years as an adventurer ever did, despsite his being one of the few adventurers to emerge alive with wealth from Undermountain.

Mirt is a Harper as well as a Masked Lord of Waterdeep and has a heart of gold, despite the relative frequency with wich he enters unruely tavern brawls. Many of the commoners suspect Mirt to be a Masked Lord, and Mirt has on more than one occasion engaged in secretly spreading rumors stating that he is not.

He is one of the few trusted friends of Evermeet, and has a portal that can give him access to the Elven island when he so wishes. His wife, Asper (Chaotic Good female Illuskan human sorcerer 1/fighter 8), is an informal member of the Gray Hands.

Notable possessions: +4 glamered mithral shirt, +2 construct bane longsword, Lord's Amulet (acts as an amulet of proof against detection and location, plus allows access to magically warded areas of Waterdeep), Lord's Helm (disguises voice and acts as a ring of mind shielding), Lord's Robes (magically disguises the wearer to appear identical to all other masked Lords of Waterdeep).