Mirt "the Moneylender" is a fat, wheezing old rogue, and retired adventurer. He made his fortune as an adventurer in Undermountain after a colorful career as a mercenary general. During this time Mirt, then known as Mirt the Merciless or the Old Wolf or Lord Walrus.[2] made many enemies all over the Sword Coast, but also a few friends, notably Durnan a fellow adventurer and Undermountain explorer.

Post Spellplague

At some time in late middle-age, Mirt was imprisoned within a magical hand axe. In 1479 DR a Cormyran noble named Marlin Stormserpent stole the axe from another noble family, mistakenly believing it was an artifact of The Nine. He called Mirt out of the axe and Mirt escaped into Suzail.[3]


Outwardly Mirt appears to be a loud, tipsy braggart, but only a foreigner to Waterdeep would underestimate his agility and cunning. These qualities have made him far richer late in life, as an investor and business man, than his years as an adventurer ever did, despite his being one of the few adventurers to emerge alive with wealth from Undermountain.[4]


Mirt is a Harper as well as a Masked Lord of Waterdeep and has a heart of gold, despite the relative frequency with which he enters unruly tavern brawls. Many of the commoners suspect Mirt to be a Masked Lord, and Mirt has on more than one occasion engaged in secretly spreading rumors stating that he is not.

He is one of the few trusted friends of Evermeet and has a portal that can give him access to the Elven island when he so wishes. He carries a Purple dragon ring, allowing him to speak in Azoun's name.[5]


His wife and heir[6], Asper, is an informal member of the Gray Hands.







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